Insured fixed-rate annuities
We shop fixed annuity rates across a wide range of insurance carriers so you lock in one of the highest guaranteed rates available in your state, with no exposure to the market.
Rate calculator
Guaranteed rate
6.15%per year
Value at maturity
$134,772
+$34,772 in interest
Illustrative rates, subject to change and carrier approval. Projections assume annual compounding (Reinvest) or annual interest paid out (Income) and are before taxes. Call for today's confirmed rate.
What is a fixed annuity
A fixed annuity is a contract with an insurance company. You deposit a lump sum and the carrier guarantees a set interest rate for the full term. It is simple, predictable, and not tied to the stock market, which is why conservative savers and retirees use it.
Bank CD
Fixed annuity through Buy Insured
Step 1
Pick your term and whether you want the interest to grow or pay you income.
Step 2
By phone, at our Linwood office, or at your home anywhere within driving distance of the South Jersey Shore.
Step 3
We handle the application with the carrier and confirm your guaranteed rate in writing.
Carriers we shop
Because Tom is independent, he compares fixed annuity rates across these carriers and brings you the best guaranteed rate available in your state.
Carrier and product availability varies by state. Logos are trademarks of their respective owners.
Peace of mind can only be achieved with insured investments.
Check today's rates
Principal and founder
Tom spent 38 years as a First Vice President at Morgan Stanley before moving to the independent side of financial services. Going independent means he can offer a broad, diversified range of products from many carriers and fit the solution to each client instead of one firm's shelf.
Buy Insured is a wholly owned subsidiary of Coastal Financial Group, an independent wealth and risk management firm based on the South Jersey Shore.
Preservation of capital with protected growth is the core mission.
Press
Announcements, media features and interviews with Tom Enstice on fixed annuities and CD alternatives.
Led by 45-year industry veteran Tom Enstice, the Linwood agency compares fixed annuity rates from 55+ insurance carriers so savers can lock in a guaranteed rate for 2 to 10 years.
Contact
Rates change with the market. Reach out and we'll quote today's best guaranteed rate for your state and term.
Phone
Office
222 New Road, Central Park East, Suite 505
Linwood, NJ 08221